You’re the victim, but you may not always feel like it when you’re talking to the other driver’s insurance company. This is especially true if the person who hit you was a commercial driver. Trucking companies are notorious for trying to escape paying victims what they deserve for their injuries. Beware of these three types of insurance agents:
Have you ever felt like you were being nibbled to death by a duck while talking to the defense’s insurance adjuster? If so, you may be dealing with a finger-pointer. This person attempts to nitpick your every word and action in an attempt to find some shred of evidence that you might have acted negligently during the accident. This tactic is particularly effective for truck accident lawsuits in Maryland, which operates on a contributory negligence standard.
The Tongue Twister
When talking to the insurance adjuster reminds you of the childhood game of telephone where what you say becomes something else entirely, you may be dealing with a tongue twister tactic. This person will badger you relentlessly, questioning your every statement and twisting your words to mean what he or she wants them to mean. The goal is to get you to conflict yourself and discredit you entirely.
Perhaps the most elusive insurance adjuster, a lowballer may seem like a very sympathetic, kind person. In fact, you may not recognize that he or she is playing you until you receive a settlement offer that is way less than you know your injury is worth. When you attempt to negotiate, you may get such apologetic statements as, “I’m sorry, but that’s all we can afford” or “My hands are tied.”
These are just three of the common tactics you may see the defense use when you’ve been injured in a truck accident on the Capital Beltway, or in the suburbs of Prince George’s County. If you’re faced with an insurance adjuster who is simply not meeting your needs, it may be time to call on an attorney to get the compensation you desperately deserve. To set up an appointment for a free consultation, contact Nickelsporn and Lundin directly to see what we can do for you.