Your insurance company will treat the hit-and-run accident the same way they would treat an accident caused by an uninsured driver.
Maryland drivers are required to have uninsured motorist coverage on their insurance policy. The standard coverage is $20,000 for personal injury per person ($40,000 maximum for the same accident) and $15,000 for property damage. A few policies allow higher maximums.
However, if the accident is serious enough that the medical expenses for you or a family member exceed these limits, you may want to enlist the aid of an experienced Maryland accident attorney.
A qualified Rockville lawyer can help you find ways to recoup additional damages so that you don't have to pay for an accident that was not your fault.