It’s been weeks since the accident, and you’re starting to get the hang of scheduling regular doctor visits and dodging phone calls from the insurance agent. As weeks drag into months, you start wondering, “is it time to settle?”

That depends largely on how seriously you were injured. When you’ve been badly hurt in a Maryland motorcycle accident, it may take months just for your doctor to determine the full extent of your injuries. Actually treating those injuries will take even longer—possibly years. Of course, you can’t ignore the insurance agent forever, but you should wait to begin negotiations until you know just how high your medical bills will be.

How do you know if it’s time to settle now or if you need to wait a little longer? Go ahead and settle your Maryland personal injury claim right away if:

  • The injuries you received in the Maryland motorcycle crash were minor.
  • You don’t want to wait for a better settlement offer.

If you’re willing to accept a potentially low settlement, you may even be able to get your money within weeks after the accident. This may be OK if your injuries were minor enough that you won’t go into debt paying whatever bills are left once the insurance money is gone. Getting a fast payout offers quick relief to the sudden onslaught of medical bills, but it’s not usually your best bet if you’ve been seriously injured. That’s when it pays to wait. Hold off on negotiations if:

  • You still don’t know the full extent of your injuries.
  • You don’t yet have an estimate for the total cost of your medical bills. 

If you’re still unsure whether it’s time to settle, talk with an experienced Maryland accident attorney who can help you make these crucial decisions. To set up a free consultation, call Nickelsporn and Lundin at 800-875-9700.

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