Q: Will insurance cover plastic surgery for injuries I received in a Maryland motorcycle accident?
It might, depending on your settlement. If you were injured in a Maryland motorcycle wreck and are in need of reconstructive surgery to repair damage done by the crash, it is reasonable to request help paying for those bills.
However, it will be up to you and your lawyer to convince the insurance company—or a judge, if your case goes to court—that plastic surgery is needed.
You will need to prove two key points:
- First, that the other person caused the crash; and
- Second, that the crash caused the injury that is leading you to seek reconstructive or plastic surgery.
State law offers no compensation for drivers, including motorcycle riders, who in any way contribute to the cause of a crash. You might need the help of a Maryland motorcycle accident attorney to prove that it was indeed the other person who caused the crash and your resulting injuries.
Injuries that can result in a disfigurement requiring plastic surgery may include:
- Road rash
- Serious burns
- Serious facial injury
If you are in need of plastic surgery, then you may be able to recoup damages to help pay for those costs, provided that you request it in your settlement.
However, you might also be up against a skeptical insurance company who doesn’t feel these “cosmetic” fixes are necessary. You might need to fight for the money.
If that’s you, call 1-800-875-9700 to talk to one of the skilled Maryland motorcycle wreck attorneys at Nickelsporn and Lundin to see how we can help you get the money you deserve.