Q: What type of compensation should I expect from the insurance company after suffering a herniated disc in an auto accident?
When you are injured in a crash, it is normal for you to want to know how much your injuries are worth; however, it may surprise you to learn that this is often the most difficult part of the claim to determine (at least initially). Everyone’s injury claim is different, even though insurance companies may have certain amounts in mind for specific injuries. This is because you may have suffered in different ways from someone else with a similar injury.
Before you accept a settlement from the insurance company for your herniated disc, you should try to determine what your case is worth by adding up the following expenses:
- Damage to your property
- Medical bills and expenses related to your medical care (e.g., ambulance ride, ER visit, x-rays, tests, prescription costs, surgical expenses, physical therapy, etc.)
- Income lost due to being away from work as a result of your injury and all future lost income due to treatment of your injury
- Damages for mental anguish and emotional trauma
- Miscellaneous expenses such as a missed vacation
While it may be somewhat easy to put a figure on your property damages, lost income, and the money spent on your medical care, it can be rather difficult to determine an amount for pain and suffering or future lost income and medical treatment. This is why many people turn to experienced accident attorneys for help negotiating their injury claims so they can get the maximum amount possible. Call us for a free consultation. We can help you determine the true cost of your herniated disc.