Q: Are there red flags I need to be aware of when dealing with an insurance adjuster after a motorcycle accident?
Yes. Although there are many insurance adjusters who are honest, the goal of an insurance adjuster is to save his or her company money. This means that even if you have a valid case and you are truly injured, an insurance adjuster will be looking to pay you as little money as possible. Because of this, it is important to know how an insurance adjuster’s words, actions, and gestures could be potential red flags that could negatively affect your case. For example:
- Words. If an insurance adjuster tells you that he is on your side, it’s important to remember that he may be saying this because he wants to earn your trust and get you to accept a small settlement offer. Also, if an adjuster tells you not to hire an attorney, you should wonder why. When attorneys get involved, settlement offers generally increase exponentially.
- Actions. If an insurance adjuster won’t stop asking you for a recorded statement, you should be concerned. An adjuster will like to get your statement for the record in case he can use anything you say against you to limit your financial recovery.
- Gestures. When an insurance adjuster sends you a check for a settlement offer, it is important not to get excited about the money and cash the check. The adjuster’s goal is to get you to accept a quick settlement before you realize the extent of your injuries or how much your case is worth. So if an insurance adjuster is moving fast to settle your case, it should be concerning.
If you are ever concerned about the way your case is being handled by an insurance adjuster, you can always call an experienced accident attorney and get a free consultation. You can reach our office at (301) 942-9118, or you can request a free copy of our book 10 Tips to Get the Maximum Compensation After a Maryland Accident.