If you’ve been in a car accident, you likely experienced back and neck pain. Even insurance companies will agree, having your body thrashed around in a violent crash causes pain, stiffness, and often requires some medical treatment.
But if you don't make a quick recovery, getting the insurance company to pay can get tricky…
If you’re experiencing a prolonged recovery, insurance companies are quick to deny your treatment and full compensation. Generally, they will first argue that your prolonged treatment wasn’t necessary and that you are malingering (a fancy way to say that you’re faking it).
Next, they may claim that you had some type of pre-existing injury or condition that is really the cause of the pain. Remember that back twinge you had three years ago while helping your brother move? Well, if you got some physical therapy for it, the insurance will claim that’s really why you got all of that treatment after your accident.
If for some reason you had delayed receiving care after your accident, the insurance company will also argue that the treatment simply was unrelated to the accident. For example, if you didn’t go to the ER after your accident because you didn’t have health insurance, that may be held against you.
That said, if you’ve been in a car accident, and your recovery is more complicated than you had hoped, give us a call. We can help by fighting for your right to full compensation you so that you can focus on your recovery without the added stress of trying to dealing with the insurance company on your own.
If you or someone you know is dealing with a prolonged recovery after an auto accident, call us for a free consultation.
Dedicated to protecting and advancing your rights,